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If you serve on a homeowners or condo board in Florida, you have what’s called a fiduciary duty to your community. That means you’re legally required to act in the best interest of the association—not yourself.

Florida law says board members must:

  • Act in good faith
  • Use reasonable judgment
  • Rely on trusted experts (like attorneys or accountants) when needed

If you follow these rules, you’re generally protected from personal liability—even if things go wrong. This is called the “business judgment rule.”

But here’s the catch:

If you ignore expert advice, act in bad faith, or try to benefit personally, you could be held personally responsible. Condo board members also face automatic liability if they knowingly skip required inspections or reserve studies.

Courts in Florida have consistently sided with board members when they act fairly and responsibly. But if you act with fraud, self-interest, or dishonesty—you’re on your own.

Bottom Line:

Board service is serious. Protect yourself by putting your community first, relying on professionals, and staying informed.

Have questions? Strang Tryson is here to help community associations navigate these duties confidently.

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